Hello. I too have problems making 4 finger chords and also some 3 finger chords. I’ve been working on using 2 finger and bar chords instead. Because I’m a beginner I’m not sure if what I’m doing always works, but most of the time I figure out something that will work. I had an accident to my left hand so I can’t use my index finger on many chords or notes. I use my little finger, ring finger and middle fingers mostly. Obie, thank you for your comments because it helps to see that I’m not the only one with physical problems. Thanks again,Dan.